Important documents to check before buying a plot: Prestige Marigold?

Buying a plot of land is a massive milestone. Unlike buying a car or a smartphone, land is a "forever asset." But here is the hard truth: A beautiful plot is worthless if the paperwork isn't perfect. In the real estate world, "possession" is not the same as "legal ownership." You might have the keys to the gate, but without a clear Title, you don't truly own the earth beneath your feet.

Legal due diligence is the process of scanning the "DNA" of a property to ensure it is healthy, honest, and legally yours.

Identity Documents of the Project

Here is the Must Check legal documents before buying any Plot:

RERA Registration Certificate:
Before investing in any plot, one of the most important things to check is the RERA registration. RERA (Real Estate Regulatory Authority) is the Karnataka government certificate created to bring transparency and protect buyers. You can easily check the project details on the Karnataka RERA website by using the registration number.

Prestige Marigold is RERA registered. Phase 1: (PRM/KA/RERA/1250/303/PR/171225/008346). Phase 2: PRM/KA/RERA/1250/303/PR/171225/008346.

If a property is not registered under RERA, it is illegal to sell or market it.
BIAAPA Layout Approval:
Bangalore is divided into different planning zones, and each zone has its own approval authority. Prestige Marigold comes under BIAAPA (Bangalore International Airport Area Planning Authority) and is approved by it. Every Final Layout Plan must get approved by BIAAPA.

Always check for the official BIAAPA stamp and approval number on the layout map.

Some developers sell plots with only DC Converted status. DC Converted means the property was changed from farmland to commercial use, but that does not mean it is BIAAPA Approved.

Without BIAAPA approval, basic facilities may be missing.
Land Conversion Certificate (DC Conversion):
Earlier, most of the land in North Bangalore was used for farming. To legally use it for commercial purposes, the land must be officially approved by the Deputy Commissioner (DC).

This process is called DC Conversion.
The Mother Deed (Parent Document):
If the land was sold multiple times before Prestige Marigold bought it, every previous sale must be properly recorded.

For example, if the land changed owners five times, all five sale deeds should appear in the Mother Deed records.

This is important to verify who owned the land 30 years ago and to ensure there are no hidden heirs who might raise legal concerns 10 years from now.
Encumbrance Certificate (EC):
An EC is a document that shows all the registered transactions related to a property—such as sales, home loans, or gifts. Always ask for a Form 15 EC covering the last 30 years to get a clear history of the property.

The EC helps ensure the property has no loans or legal problems attached. It confirms that the land has not been kept as security for any unpaid bank loan and has no pending claims.
Title Report:
A Title Report is usually prepared by a lawyer or the bank's legal team to ensure the developer has the legal right to sell the property after checking all important documents.

If well-known banks like SBI or HDFC are offering loans for Prestige Marigold, it is a good sign. Banks usually do background checks before approving loans, so their approval indicates that the Title Report is clear.
A-Khata Certificate and Extract:
A-Khata means the property is fully legal and follows all government rules and building bylaws.

B-Khata usually includes properties that have some irregularities or are not fully compliant.

Property like Prestige Marigold must have a permanent A-Khata.
Latest Tax Paid Receipts:
The latest property tax receipt shows that the owner has paid all taxes on time and that there are no pending dues with the local authority.

If taxes are pending, the new buyer may face problems during registration or resale.
Government No-Objection Certificates (NOCs):
- AAI NOC (Airport Authority of India):
  Since Prestige Marigold is located close to the airport, it must follow the height rules set by the AAI.
- KSPCB NOC:
  The Karnataka State Pollution Control Board must approve the project's sewage treatment and waste management plans.
- Fire and Emergency Services Clearance:
  Approval for the layout's entry and exit points to allow smooth access for fire trucks.
- BESCOM / BWSSB Approvals:
  Confirming that the project has the Right of Way for electricity and water lines.
Allotment Letter:
When you pay the booking amount, Prestige will give you an Allotment Letter. This contains the plot number, the total price, and the payment schedule.
Sale Agreement:
A Sale Agreement is the promise between the buyer and seller. It confirms the price, payment terms, and other conditions of the deal.

It means the seller has agreed to sell the property to you.
Sale Deed:
The Sale Deed is the final and most important document. It is registered at the Sub-Registrar's Office.

This is the moment you legally become the owner of the property.